CMS Publishes New FAQ for Federally-Facilitated SHOP Exchange for Small Businesses

On October 2, 2013, the Centers for Medicare and Medicaid Services (CMS) issued FAQ #6 for the Federally-facilitated Marketplace for small businesses, also known as the SHOP Exchange (FF-SHOPs). The selected questions and responses include information about the following issues: How premiums will be calculated in the FF-SHOPs; How premium rates for small employers with […]

SHOP Exchange Online Enrollment Delayed

In a press conference held on Thursday, September 26, 2013, the Obama Administration announced a delay impacting online enrollment in the Small Business Health Options Program, better known as the SHOP Exchange.  Online enrollment for the SHOP Exchange will now be available on November 1, 2013.  Coverage purchased by December 15, 2013 will still be […]

IRS Issues Proposed Regulations on Small Business Health Insurance Tax Credit

On August 23, the IRS published a Notice of Proposed Rulemaking on the tax credit for health insurance expenses of small employers, otherwise known as the Small Business Health Insurance Tax Credit.  The proposed rules generally incorporate prior IRS guidance on the small business health insurance provided in Notice 2010-44 and 2010-82.  See our prior […]

Want Answers to your Small Business Health Insurance Exchange Questions? Call Now!

Hold the phones – small businesses with questions about the new Small Business Health Options Program, better known as the SHOP Exchange, may now call the SHOP for answers to general questions.  The Health Insurance Marketplace has published an alert for small businesses providing the number for the SHOP call center.  Interested small businesses may […]

NC Poised to Challenge the Affordable Care Act’s Reach in the Small Group Market

On Tuesday, July 16th, House Bill 649 was presented to Governor McCrory for signature.  H649 makes technical changes to the Small Employer Group Health Coverage Reform Act.  The stated purpose of the bill is to “mitigate the effects of the federal Affordable Care Act on North Carolina’s small businesses and to increase stop loss insurance […]

NC Health Insurance Exchange: Marketplace or Mini-Mart?

A recent article in The Business Journal by Owen Covington begs the question:  Will North Carolina have a marketplace or a mini-mart for health insurance in the fall? A key part of the Affordable Care Act (ACA) is the Health Insurance Marketplace, scheduled to open in October.  The marketplace is designed to give families, individuals and […]

CMS Issues FAQs on Small Business Health Options Program under PPACA

The Centers for Medicare and Medicaid Services (CMS) has issued a brief set of FAQs addressing the Small Business Health Options Program (SHOP) – only Marketplaces.  In this FAQ, CMS clarified that a state generally may not operate a SHOP Marketplace while the Individual Health Insurance Marketplace is operated by the federal government.  However, if […]

Will Individuals Pay or Play? The Impact of Healthcare Reform on Employees

A new streamlined application for insurance was unveiled yesterday by the Centers for Medicare and Medicaid Services.  Essentially, the initial 21 page application (many more if the appendices are included) was converted into three separate applications – two for individuals and one for families.  Interestingly, the Kaiser Family Foundation released a new survey yesterday as […]

The 7 Most Important Terms in Healthcare Reform Small Businesses Should Know

Meredith K. Olafson, Senior Policy Advisor and Community Moderator for the U.S. Small Business Administration, has published a helpful blog post for small businesses who are knee-deep in navigating the complexities of the Patient Protection and Affordable Care Act. Titled “7 Key Terms in the Affordable Care Act that Small Businesses Should Know,” Olafson and […]

Does My Small Business Qualify for a Health Insurance Tax Credit?

There is significant buzz in the media about the small business health insurance tax credits – a mechanism in the Patient Protection and Affordable Care Act (PPACA) designed to make it easier and more cost effective for small employers to provide health insurance to their employees.  Among the first questions a small employer should be […]

Privacy Policy Terms Of Use Contact Us Affiliate Disclosure DMCA Earnings Disclaimer